Out of uniform
What house does my VA disability pay carry?
By Kyle Melvin · NMLS #1486450 · REV Mortgage
Tax-free, paid monthly for as long as the rating stands, and counted in full by a VA lender. Here is the house it carries. Nothing you type is stored.
Home price this compensation carries
Loan amount with no down payment — about the purchase price with full entitlement.
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Enter your compensation and a rate.
A budget, not a pre-approval. A lender qualifies you on all your income and debts, residual income, and the house's actual tax bill — metro districts, Mello-Roos and CDDs run well above the county average. Most lenders also gross up tax-free compensation, so the real number is often higher.
Refine the estimateTax rate, insurance, HOA, share of compensation to spend. Defaults are national placeholders.
How to use it honestly
- The figure is the official VA compensation table for your rating and dependents — change either on the compensation page, which also covers how lenders gross up the pay.
- Add other income only if it is steady and documented. Lenders qualify on the whole picture and on residual income.
- Use the tax rate for the specific neighborhood — the base guides flag metro districts, Mello-Roos and CDDs — and a real insurance quote in flood or wind markets.
Apply with Kyle
Want the real number, not the estimate?
Send Kyle your rating letter. The pre-approval uses your compensation grossed up, the real tax bill and residual income — a letter a seller will take.